Bodily Injury Liability Coverage pays others for claims and lawsuits by people who are injured or die as a result of an auto accident you cause, but only up to the policy limits you purchased – not beyond.

It also pays for a lawyer to defend you if you are sued. It compensates others for pain, suffering and economic damages, such as lost wages. This coverage is typically given as two separate dollar amounts: (1) an amount paid per individual and (2) an amount paid for total injuries to all people injured in any one accident that you cause.

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